It's a new year, but the same story for local foreclosure figures.  

Boulder and Broomfield counties reported a record high of foreclosure filings for the month of January, with 130.

The figure was up from the previous January record of 101 filings in 2008. Ninety-eight filings were recorded in January 2009.

Foreclosures typically are filed after borrowers are 75 to 90 days late on their mortgage payments. Those homes haven't necessarily been repossessed yet, but the figures are a good indication of how many households are struggling to pay their bills.

Breaking down January's monthly foreclosures by city, Longmont had the most filings with 50, followed by Boulder with 38 and Broomfield with 23.